Selecting the ideal Medicare Part D plan requires more than just a basic overview. With each client’s unique medication needs and budget, it’s important to dive into the details to find a plan that truly fits. Follow these four steps to help guide your clients toward the most cost-effective and convenient prescription drug coverage. 1. […]

Why Selling Med Supps Makes Sense? What You Need to Know About Med Supp Plans Standardized Benefits All Med Supp plans (A through N) offer the same standardized benefits regardless of the carrier. So, a Plan G from one company will be the same as a Plan G from another (except for price). However, some […]

For the 10th year in a row, Medicare broker commissions are increasing, though the 2025 adjustments will no longer include a fixed administrative fee. CMS has reinstated the regulatory framework under 42 C.F.R. 422.2274(e), allowing payments for services other than enrollment—such as training, customer service, agent recruitment, operational overhead, or assistance with health risk assessments—until […]

1. Ask the Client to Log in to SSA.gov If your client has an account on the Social Security Administration’s website (SSA.gov), they can access their MBI easily: 2. Call 1-800-MEDICARE with the Client Calling 1-800-MEDICARE is another reliable way to retrieve an MBI, especially if you’re in the same location as the client: 3. […]

An SOA is a form that defines which Medicare products an agent can discuss with a client during a one-on-one appointment. You can only talk about the products checked off on the SOA, so it sets clear boundaries for each meeting. Connecture’s platform even lets you send eScopes by text or email, making it easy […]

With health care costs on the rise, choosing a Medicare plan that balances coverage with affordability is more important than ever. Many Medicare beneficiaries have limited incomes—half earned less than $36,000 in 2023—and health expenses only increase with age. As an agent, you play a crucial role in helping clients find a plan that meets […]

Medicare Part D: Prescription Drug Coverage Medicare Part D helps cover the cost of prescription drugs and is offered through private insurance companies approved by Medicare. Here’s what to know about Part D:

Medicare Part C: Medicare Advantage Plans Medicare Part C, also known as Medicare Advantage, is offered through private insurance companies that are approved by Medicare. These plans bundle together the benefits of Part A and Part B, and often include extras. Here’s what makes Medicare Advantage plans different: Medicare Advantage plans have an annual out-of-pocket […]

Medicare Part B: Medical Insurance Medicare Part B covers medical services and supplies that are necessary to treat your health condition. It’s all about the care you receive outside of a hospital setting. Here’s what it typically covers: Unlike Part A, Part B does come with a monthly premium, which most people pay and can […]